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Same deal. Two very different numbers.

Here's what DriveYo catches.

Dealer quote

2024 Profit Edition X3

Lease · 36 mo / 10k mi
MSRP$49,600
Selling Price$49,200
Money Factor.00280
Down Payment$3,500
Doc Fee$599
Monthly$710/mo
DriveYo analysis

2024 Profit Edition X3

Lease · 36 mo / 10k mi
MSRP$49,600
Selling Price$48,500
Money Factor.00185
Down Payment$3,500
Doc Fee$85
Monthly$598/mo
SAVE $112/MONTH $4,032 OVER 36 MONTHS MF MARKUP DETECTED INFLATED DOC FEE HIGHER SELLING PRICE HIDDEN FEE DETECTED TOTAL OVERCHARGE: $4,032
DriveYo analysis
2024 Profit Edition X4
Vehicle Price$32,490.00
Destination$1,095.00
Doc Fee (adj.)$85.00
Acquisition Fee$650.00
Tax (9.25%)$3,177.86
DMV & Reg$583.00
Dealer Quote$49,387.16
DriveYo Price$38,080.86
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What actually happens at the dealership

Dealer says this lease is $799.
True payment should be $642.
Dealer added markup on money factor.
I showed DriveYo and got $648.

DriveYo finds the markup in seconds

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MSRP............
APR............
DOWN PAYMENT............
TERM............
TAX RATE............
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Market Intelligence Report

Pricing Intelligence
Dealers are marking up APR by 1.5% on average
Residual values: what your car is actually worth at lease end
Money factor to APR conversion so you see the real interest rate
Market demand and inventory levels for your vehicle
Rate Intelligence
Prime lender rates: what banks actually offer vs. what dealers quote
Credit union rates, often 1-2% lower than dealer financing
Buy rate detection that flags when dealers mark up your APR
Deal Validation
Minimum loan carry analysis to check if you're financing enough to qualify
Full deal structure validation with every number checked against market data
Hidden fee detection that catches what you'd miss
Statement of Services
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PAID PER VIN
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Paid gives you the market.
  • Everything in Free
  • Real OEM incentives & rebate programs
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  • Residual values & MF data
  • Full deal structure validation
  • Hidden fee & markup detection

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DriveYo works for everyone at the table.

"Am I getting ripped off?"
First-time buyers
"Is this lease ad actually good?"
Power shoppers
"Structure this deal at buy rate"
Brokers
"Give my customers transparent quotes"
Dealers

"Where does this data come from?"

Powered by Automotive Market Data
  • OEM residual programs
  • Manufacturer incentive feeds
  • Market pricing data
  • Lender program sheets
  • DriveYo pricing intelligence engine

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